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Tired of the superfluous investment news and black box strategies, we set out to find the best strategy for diversified index funds. After researching investment news letters and strategies, we found what we think is hands down the best strategy since it is simple to execute, avoids most bear market losses, and significantly beats a buy and hold investor over the full market cycle. Our goal is to help investors avoid expensive fees and commissions and unrecoverable investment mistakes. We enjoy sharing our research and if you read us you will learn why our motto is simply "Invest Smart".

  • TSP & Faux Capitalism

    You had better start trying to understand what is going on because you are about to live with the fallout in one way or another. It will not only affect your TSP investments, it will affect the future of our country. It is hard to get people to listen at the top especially when the naysayers have been “wrong” for so long and reality is so illusive.

  • TSP: the Bitcoin effect

    No one will notice.  No one will consider this effect on the markets at large. It does not fit their models. So this month the exchanges are starting to wind down Futures trading of Bitcoin due to lack of trading… Read More ›

  • TSP: I’m Sure It’s Nothing

    Think of these charts as cliff notes from around the web on the markets, economy and monetary policy. This is merely a fun exercise in what we find every month on the web during our meta research. I add other… Read More ›